Bicycle Accidents
Cyclists are among the most vulnerable road users. When a bicycle is struck by a vehicle, the injuries can be severe. Knowing your rights, documenting the scene, and understanding how liability works are essential first steps after a bicycle accident.
This information is for educational purposes only and does not constitute legal advice. Availability varies by state and case type.
8
Immediate steps
22
Evidence items
Common injuries
Traumatic Brain Injury, Broken Bones, Road Rash / Soft Tissue +2 more
Common Causes
Dooring Accidents
A parked car occupant opens a door into a cyclist's path, causing a sudden collision. Common in urban areas with bike lanes adjacent to parked cars.
Failure to Yield at Intersections
Drivers turning or pulling out of driveways may fail to yield to cyclists in the bike lane or roadway.
Rear-End Collisions
Drivers following too closely or distracted may strike cyclists from behind, often resulting in serious injuries.
Left-Cross Accidents
A driver turning left across the path of an oncoming cyclist — one of the most common causes of serious bicycle accidents.
Road Hazards
Potholes, debris, rail tracks, and uneven pavement can cause cyclists to lose control and crash, sometimes without vehicle involvement.
Distracted Driving
Drivers using phones or otherwise distracted are more likely to miss cyclists, especially at intersections and in bike lanes.
Driving Under the Influence
Impaired drivers have reduced ability to detect and respond to cyclists sharing the road.
Likely Injuries
These types of accidents are frequently associated with the following injuries. Select an injury to learn more.
What To Do Immediately
- 1
Call 911
CriticalRequest emergency services. A police report is essential documentation even if injuries seem minor.
- 2
Stay at the scene
CriticalDo not move your bicycle or allow the vehicle to be moved before photos are taken. If you are on the road, move to a safe location while waiting for police.
- 3
Preserve your helmet and gear
CriticalYour helmet, gloves, and clothing are physical evidence. Do not discard, wash, or repair them.
- 4
Document the scene thoroughly
ImportantPhotograph all vehicles, your bicycle, damage, road conditions, the bike lane or road markings, and any visible injuries.
- 5
Get the driver's information
ImportantName, license number, insurance company, and contact details. Note the vehicle make, model, and plate.
- 6
Get witness information
ImportantNames and contact details from anyone who saw the accident.
- 7
Seek medical evaluation immediately
CriticalBicycle accidents can cause significant head and internal injuries. Accept ambulance transport if offered, or go to urgent care or an ER the same day.
- 8
Report to your insurer
HelpfulNotify your insurer. If you have uninsured motorist coverage, it may apply. Keep all records organized.
Get the Bicycle Accidents checklist emailed to you
A quick reference for what to document, report, and do next.
By submitting, you agree to our Privacy Policy.
Evidence Checklist
Check off items as you collect them. Critical items should be gathered as soon as possible after the accident.
At the Scene
CriticalPhysical Evidence
CriticalMedical Documentation
CriticalFinancial Records
ImportantAdditional Evidence
HelpfulTimeline Risks
Key deadlines and time-sensitive actions. Missing these windows can significantly affect your options.
- 1
Immediately
Helmet and gear may be discarded
Preserve all riding gear as physical evidence. Store safely and do not clean or repair.
- 2
Within 24-48 Hours
Surveillance footage overwritten
Traffic and business cameras typically overwrite within 24-72 hours. An attorney can send a preservation request immediately.
- 3
Within 30 Days
Insurance reporting windows
Report to your insurer promptly. Review your policy for uninsured motorist coverage that may cover bicycle accidents.
- 4
6 Months (Government Road Defect)
Government entity claim notice deadline
If a road defect maintained by a government agency caused or contributed to the accident, California and Arizona have shorter notice-of-claim deadlines.
- 5
2 Years (California)
Statute of limitations for personal injury
California generally allows 2 years from the date of accident for personal injury claims.
- 6
2 Years (Arizona)
Statute of limitations for personal injury
Arizona has the same 2-year personal injury statute of limitations. Contact an attorney well before this deadline.
Insurance Issues to Know About
Personal auto UM/UIM coverage for cyclists
Many auto insurance policies extend uninsured/underinsured motorist coverage to policyholders even when they are on a bicycle. Review your policy carefully.
Homeowner or renter insurance
In some cases, your own homeowner or renter insurance may cover bicycle accident injuries or property damage. Check your policy.
Comparative fault in bike accidents
Insurers may argue you were not following traffic laws, riding without a light at night, or otherwise contributing to the accident. Both states use pure comparative fault.
Road defect claims against municipalities
If a pothole or road defect contributed to your accident, a government entity may be partially liable. These claims have special procedures and shorter deadlines.
When You May Benefit From Speaking With a Lawyer
You are not required to hire an attorney. But in some situations, speaking with a lawyer experienced in personal injury matters can help protect your options. This is educational information, not legal advice.
- You sustained injuries requiring medical treatment
- The driver was uninsured or fled the scene
- Fault is being disputed
- A road defect or poorly maintained infrastructure contributed to the accident
- Your injuries resulted in significant medical bills or lost wages
- You received a quick settlement offer before understanding your full injuries
- Surveillance footage needs immediate preservation
State-Specific Notes
California
- Statute of limitations: 2 years from date of injury for personal injury claims
- Fault rule: Pure comparative fault — you can recover even if partially at fault, reduced by your percentage
- Insurance minimum: $30,000/$60,000/$15,000
Arizona
- Statute of limitations: 2 years from date of injury for personal injury claims
- Fault rule: Pure comparative fault — your recovery is reduced by your share of fault
- Insurance minimum: $25,000/$50,000/$15,000
Laws vary by state and are subject to change. The above is general educational information only and may not reflect recent legislative changes. Consult a licensed attorney in your state for advice specific to your situation.